A: The rate of interest is less than the prime rate of interest
B: The loan-to-value ratio is below average
C: The life of the mortgage is less than 25 years
D: The credit risk is high
举一反三
- The covered interest differential is _____ the sum of the forward premium on a currency and the interest rate differential. A: approximately equal to B: more than C: exactly equal to D: less than
- Which of the following is true of mortgage interest rates? A: Mortgage rates are closely tied to Treasury bond rates, but mortgage rates tend to stay below Treasury rates because mortgages are secured with collateral. B: Longer-term mortgages have higher interest rates than shorter-term mortgages. C: Interest rates are higher on mortgage loans on which lenders charge points. D: All of the above are true. E: Only A and B of the above are true.
- The coupon rate of bond is the interest rate specified in the bond, which is equal to the ratio of the annual interest over the value of bond.
- The coupon rate of bond is the interest rate specified in the bond, which is equal to the ratio of the annual interest over the value of bond. A: 正确 B: 错误
- In which of the following situations would you prefer to be making a loan? A: The interest rate is 9 percent and the expected inflation rate is 7 percent. B: The interest rate is 4 percent and the expected inflation rate is 1 percent. C: The interest rate is 13 percent and the expected inflation rate is 15 percent. D: The interest rate is 25 percent and the expected inflation rate is 50 percent.
内容
- 0
Investors will be willing to pay more than the par value for bonds when the market rate of interest is higher than the contract rate of interest. ( )
- 1
If the inflation rate is zero, then A: both the nominal interest rate and the real interest rate can fall below zero. B: the nominal interest rate can fall below zero, but the real interest rate cannot fall below zero. C: the real interest rate can fall below zero, but the nominal interest rate cannot fall below zero. D: neither the nominal interest rate nor the real interest rate can fall below zero.
- 2
A 15-year mortgage will have larger monthly payments than a 30-year mortgage of the same amount and same interest rate.（ ）
- 3
If a country had deflation, A: the nominal interest rate would be greater than the real interest rate. B: the real interest rate would be greater than the nominal interest rate. C: the real interest rate would equal the nominal interest rate. D: None of the above is necessarily correct.
- 4
According to the passage, a home mortgage plan ______. A: is similar to a mortgage loan B: is absolutely different from a mortgage loan C: has more benefits than a mortgage loan D: None of the above is correct.