In accounting，cash includes cash on hand, cash in banks, and any items that are acceptable for deposit in banks.(2分)

Since 1984, China has formed a banking system dominated by state-owned specialized banks and policy banks.

The deposit creation ability of commercial banks is constrained by different factors, including reserve policy, the cash preference of the public and the lending will of commercial banks.

___________ act as banks for the government and for other banks. A: The central bank B: State Administration of Foreign Exchange C: the State Council D: the Ministry of Finance

The deposit creation ability of commercial banks is constrained by different factors, including reserve policy, the cash preference of the public and the lending will of commercial banks. A: 正确 B: 错误

In the absence of regulation, banks would probably hold A: too much capital, reducing the efficiency of the payments system. B: too much capital, reducing the profitability of banks. C: too little capital, increasing the return on equity. D: none of the above

Unlike commercial banks and retail banks, investment banks do not take deposits.

How did Master Card, became for a while the biggest card in the country（） A: It joined with 77 other banks. B: It won a large group of customers over Everything Card. C: It began forming alliances with banks outside the state. D: It learned the secret of its success from California headquarters.

CHIPS is operated by private banks. ( )

Multinational<br/>banks are often not subject to the same regulations as domestic<br/>banks. () A: There<br/>may be increased need to publish adequate financial information. B: There<br/>may be reduced need to publish adequate financial information. C: There<br/>requirements to publish adequate financial information are the same. D: None<br/>of the above